How will Howard help you?
“Howard is a valuable resource for all things insurance and benefits. When it was time for me to upgrade and get some real health insurance, Howard was my first call. He was very patient with me, outlining the pros and cons of the various policies and really showed me how to decide for myself what was the best fit. He represents a true expert opinion on the subject and was worth every dollar. I recommend Howard without reservation and I’d work with him again. Thanks Howard.”
-Stu Lustman, Client
Specialty Finance Copywriter at P2PLendingExpert.com
A clear leader in a sea of options.
Howard believes the safest road to financial certainty starts with maintaining liquidity, leveraging insurance, and planning for the future. While you can sometimes feel as though you’re drowning in a sea of advisors, Howard custom-tailors all plans individually for client needs. Whether you’re a hard-working professional entering retirement today, or you’re ready to supercharge your plan for retirement 20 years in the future, Howard will advise you uniquely based on your specific wants/needs.
Whether you’re looking for expertise in:
- The Circle of Wealth® process: maximizing their ROI for a secure retirement
- Identifying ways to reduce transfers of wealth, including debt interest, credit cards, car payments, taxes, mortgage and qualified retirement accounts
- Risk management on topics like financial planning, insurance law, estate planning, and business planning
- Guidance on financial planning disciplines, including insurance, income taxation, retirement planning, investments and estate planning
- Assessing financial need for future plans, and protecting those plans
- In-depth Medicare Supplement and Optional Plan coverage knowledge
Howard can provide you with the one-on-one guidance to deliver you to your primary coverage goals.